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Insurance Claims
No one wishes to have a 'loss' but they occur to us all at some time either
personally or commercially.
Loss Adjusters
Where there is a property related claim it is quite normal for an insurance
company to ask a Loss Adjuster to investigate or/ manage the claim on their
behalf.
The reason for this is that the sums of monies involved are relatively large;
if the claim moves in the wrong direction, or a particular course of action is
not taken early enough, it can easily increase Insurers losses.
Leys Longden
surveyors have acted as Loss Adjusters in the past and therefore we know and
understand the approach a Loss Adjuster will take.
Types of Loss
Typical losses are flood, escape of water, subsidence, storm damage and fire.
In most substantial claims it is usual to have a professional party, such as
LeysLongden, acting on behalf of the Insured to organise the repairs. Most
policies include for such fees.
In a small proportion of residential claims it is necessary to move the Insured
out of the premises to effect the work and we have experience of handling this.
For commercial claims we also usually have to consider loss of business,
continuity and profits. We are able to help with the reinstatement and repair
works and any necessary temporary arrangements, to ensure the business is able
to continue trading.
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